Adulting
101
Congrats!
You’re on your own and have become an adult, but have you considered one of the
hardest parts of becoming an adult…your finances? We hear terms like budgeting, credit scores,
taxes, interest, loans, etc. but most of us were never taught what these things
mean. So how do we become educated in a time where our generation (Gen Z & Millennials) avoids the
conversation involving their finances? We know taking the first step towards
acknowledging your finances is the hardest part. That’s why we have provided some tips and
resources to help you overcome this fear and take action!
Everyone
deals with money anxiety whether it be having enough to make ends meet, paying
bills, buying a home, or even earning enough income to achieve long-term goals;
you are not alone!
First
things first, here are some tips to help take small steps to become more
comfortable addressing your finances:
·
Create a monthly budget
·
Check your account balances once a week
·
Pay bills as soon as possible
·
Keep credit card accounts low and pay off as soon as you spend
·
Start to create long term financial goals
·
Invest in yourself
Still
overwhelmed with your finances? Don’t be afraid to get help! The more you talk about money and listen to
what works for others, the more your fear will begin to fade. We at Origin SC
have amazing resources to help you, many are FREE. Take advantage of them while
you can! Getting ahead early will help you with those long term financial
goals.
Origin
SC Free Virtual Classes: https://originsc.org/classes/
Credit
Improvement & Making Ends Meet
Learn the
positive steps you can take to improve your credit & basic budgeting
techniques and day-to-day money management strategies. This workshop can be
especially helpful for potential homebuyers.
Intro
to Homeownership
Gain a better
understanding of the homeownership process – from the mortgage application to
down payment assistance.
First
Time Homebuyer
Take advantage
of this comprehensive HUD-certified workshop! Learn the latest from our
licensed homebuyer coaches and meet trusted professionals in the industry.
Bankruptcy Counseling
Get the
counseling and education you need if you are facing bankruptcy.
Foreclosure
Prevention
Learn how our
licensed and experienced staff can advocate on your behalf to get you back on
track with your payments or save your home from foreclosure.
I want to share additional resources. This can all be confusing when you first start living on your own and planning your budget. But there are good tips to help you with this budgeting process.
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